Adverse-credit evidence
Credit and public records
Keep relevant adverse-credit and public-record findings distinct from income evidence and Open Banking data.
Page scope
What this page covers.
The content is organised around evidence, responsibility and limitations, not an unexplained pass or fail.
- 01Credit-risk and identity-related public-record evidence
- 02CCJ, insolvency and related findings where lawfully sourced
- 03Source, date and match confidence
- 04Disputed or unmatched information routed for review
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